REAL ESTATE PURCHASE HOUSE OR APARTMENT?

Author : JasonRany
Publish Date : 2021-05-04 06:24:26
REAL ESTATE PURCHASE HOUSE OR APARTMENT?

Address, quality, work to be done, charges, resale: so many criteria to identify well to choose between a house and an apartment. Our advice for a successful real estate purchase. This file gives you the points to study to make your decision with full knowledge of the facts.

 

Housing: identify your needs

The apartment. It is available on multiple surfaces and can thus be adapted to more needs. Retirees appreciate it (it is close to services), especially when equipped with a lift. For young people, buying a small apartment is often the first step in the residential journey. They will resell it later to buy bigger. Once the loan is prepaid, the proceeds of the resale will serve as a personal contribution, which will make it easier to obtain the new loan.

 

The House. Apart from small townhouses, this type of property corresponds a priori to the needs of families. This is all the more true as these properties are often accompanied by a garden, a very sought-after criterion. The choice of the surface, the number of rooms will depend on the composition of the household. Also, consider what you want to do with the house (creating new spaces, renovation, extension, etc.), knowing that the budget to be provided is more significant than for an apartment.

 

Real estate: the importance of the address

The apartment. Most often it is located in the city. It is closer to schools, public transport, shops and services essential to daily life. For children, travel times to school are shorter. Daily, the car is not necessarily necessary. On the security side, the apartment takes advantage. The buildings are located in the city; they accommodate several occupants per floor, so burglars are more likely to be surprised when they act, especially if the condominium has a caretaker.

 

The House. It is generally further away from shops, services, public transport. You must have one or more cars. Daily life requires some organization, such as shopping or taking the children to school. The house is more isolated than the apartment, which increases the risk of burglary. However, it benefits from a calm environment, a garden, better neighborly relations (there is less promiscuity) while the inhabitants benefit from more freedom. Remember that the house remains the preferred habitat of nearly 80% of French people, according to numerous surveys. get a luxury apartments in lahore and enjoy your life.

 

Collective vs. individual: asset management

The apartment. It is placed under the co-ownership regime. You own the private parts and a fraction of the standard features (directors' fees). You participate in the general assembly of co-ownership. You interact with two bodies, the trustee (the company that manages the building) and a union council (members of the condominium elected at the meeting and responsible for relations with the trustee). You pay condominium fees, an amount that must be budgeted since, at the same time, you are paying off your loan. To find out more, see our file screening the condominium before you buy. Union complex is the best option for buying apartments in Lahore.

 

The House. You are the sole owner of your property. You do not have to render accounts or sums to pay to the co-ownership. You still have to take into account the neighbors in your daily life and the town planning rules if you are doing expansion work. If you buy a villa made by a promoter (grouped houses), you come under the co-ownership status. In this case, the house is a private part, the garden a standard part for personal use. In housing estates, the rules are more flexible (the park is a remote part). The specifications and the subdivision regulations organize life in common; the management is ensured by a free trade union association (the co-ownership of the subdivision).

 

House or apartment: a question of price

The apartment. Its price depends on the address, the condition of the accommodation, and its surface. In the old one, the envelope you will devote to the work will be less critical than in a house. Another important point: you must budget the condominium fees. Transfer duties and ancillary costs are calculated as a percentage of the price. These expenses are the responsibility of the buyer. In this area, comparing apartment and house makes little sense.

 

The House. The price is calculated according to the same criteria as that of the apartment, naturally taking into account the specificities of the house (distance from urban areas, size of the garden, presence of a swimming pool, etc.). Transfer taxes and ancillary costs are set in the same way as for apartments. union complex is best option for real estate purchase.

Use and maintenance: which housing costs the most?

The apartment. If you have to assume the expenses related to the private portions, you share with the other co-owners those devolved to the common parts. For example, you pay a quota for significant work (cleaning, for example). A priori, these expenses are lower than at home, but this is not always the case. This is a point to check before buying by consulting the list of costs voted or paid by the co-ownership and the co-owner. As for local taxes, it all depends on the rental value of the accommodation and the tax rates applied by local authorities. Again, this is a point to check before buying. if you want sale your old house contact with digital marketing agency for promotion you house for sale.

 

The House. Maintenance work, heating expenses, garden… You take care of everything yourself. Since the house is home to a family, heating and hot water costs can be high. The house costs more to maintain, but this isn't always the case again. As for local taxes, the situation is the same as for apartments. Note also that comprehensive home insurance, proportionally, is not necessarily more expensive for a house. To choose it well, play the competition between insurers.

 



Category : business

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